Insurance underwriters are those individuals that evaluate the exposure of risk of a potential client. These risks are assessed based on a set of questions and surveys that an underwriter may usually present to a potential client. Based on these survey and question results, the underwriter may or may not choose to insure the client. In addition, the underwriter may choose to insure the client but at a higher rate than a client of lesser risk.

Using the Underwriting Setup module, you can define the Surveys and Elements used by underwriters. Of similar importance to an underwriter is the amount of accumulated risk in one potential location. The definitions for the Accumulation Risk can also be set here.