To add covers, click  in the Interest Covers block, and then go through the following:

• The Cover Serial number, Interest  and Ex-Rate will be given by the system;
• Select the Cover Type from a list of cover types that were defined through the Cover Types page located in the Covers Premium sub-module. Note that the cover types will be filtered according to the Insurance class, Policy Type and Interest Type definitions of the interest selected;
• Enter the Sub limit. The sub-limit is the maximum amount to be covered for the interest per claim;
• Select Deductible from (whether from claim value or Sum insured);
• Enter the Deductible %, Min. Deductible and Max. Deductible amounts. The system will take the deductible percentage into consideration only if it falls within the specified range of deductible amounts. Otherwise, if the deductible percentage was greater than the maximum deductible, then the system will consider the maximum deductible amount. Else if the deductible percentage was less than the minimum deductible, then the system will consider the minimum deductible amount;
• Enter the Aggregate Limit to be covered for the entire quotation;
• Enter the Sum Insured amount for the interest;
• Enter the Discount % OR Discount Amount;
• Enter the Loading % OR Loading Amount;
• The following fields will be auto retrieved from the system: Rate Fraction Adjustment Rate, Survey Rate, Survey Amount and Tariff Type.
• Check-in the Apply Premium checkbox to apply a premium to the cover. If you leave this field un-checked then the cover will be offered for free. Based on your selection, the cover will be set as a premium cover or non-premium cover;
• Check-in the Apply Agent Commission checkbox to apply agent commission to the cover;
• Check-in the Apply to All checkbox to apply these settings to all interest covers with the same type;
• Click  to save your work.