To include the interests of a policy for the ‘General Accident’ line of business you need to go through the following steps:

• In the Policy Information block, all fields are read-only and are automatically retrieved by the system. The fields are general information regarding the policy;
• The interest Serial number is auto-generated by the system;
• The Insurance Class and Policy Type are automatically displayed by the system according to the policy previously selected in the Policies page;
• Enter the Interest Name, in Interest Name2 enter the interest name in the second language of the system;
• Select the Parent Interest name. However, if you leave this field empty, then the Interest Name will be the same as the Parent;
• Select the Interest Type. You can select from a list of types that were defined in the Interest Types page of the Insurance Classes sub-module;
• The Effective Date and time will be automatically retrieved by the system according to the policy selected previously in the Policies page. You can change it if you want;
• The Expiry Date and time will be automatically retrieved by the system according to the policy selected previously in the Policies page. You can change it if you want;
• The Latest Sum Insured will be calculated automatically after each time you update the sum insured;
• Enter the value of each unit to be insured in the Unit Sum Insured field;
• The system will automatically calculate the Unit Sum Insured in Local Currency of the company;
• Enter the Sum Insured;
• The SUM Insured in Local Currency is auto-generated by the system
• Enter the Quantity of risks;
• The Exchange Rate would be given by the system;
• Select the Risk Occupation for this interest policy entry;
• Select the Profession for this Interest entry. These professions can be defined in the Codes page of the General Settings module;
• Select the Jurisdiction area;
• The Name of Beneficiaries will be automatically retrieved by the system according to the policy selected previously in the Policies page;
• Select the Deductible Type;
• The Deductible Percentage, Minimum Deductible and Maximum Deductible amounts will be retrieved by the system based on the setup. Note that you may change them if you want;
• Enter any necessary notes regarding the deductions in the Deductible Notes field;
• Select the Covered Country for this policy interest entry. Note that you can add more than one covered country;
• Enter the Interest Description;
• Enter the Liability Limit and the Person Salary;
• Select the Risk Category for this interest entry. You can select from a list of categories that were defined in the Risk Categories page of the Reinsurance module;
• Enter the Liability Limit Description
• Enter the Beneficiaries;
• Enter the Birth Date of the Beneficiaries;
• Enter the PML Percentage  and EML Percentage;
• Select the Covered Country for this policy interest entry. Note that you can add more than one covered country;
• Check-in the Is Top Location checkbox if the interest is the top location for this policy entry. Note that all other remaining interests for the same policy will be set as ‘not top location’. Only one interest can be top location at a time;
• Select the Risk Location from a list of pre-defined risk locations. Note that risk locations can be defined in the Accumulation Risk page located in the Underwriting Setup sub-module;
• The Accumulation Amount is initially set to the last calculated amount on the selected risk location within other policies. The amounts will change upon adding covers and calculating the premium;
• In the Appointed field, select the name of the surveyor appointed to this policy interest. You can select the names from a list that was previously defined through the Codes page of the General Settings module;
• Enter the Appointed Fees for the selected surveyor;
• Enter the Address of the appointed;
• The Interest Premium and Interest Premium LC are initially set as zero. The amounts will change upon adding covers and calculating the premium;
• Enter any necessary Notes. Note you can enter notes in both languages of the system;
• Select the Conveyance of transferring cargo, if any;
• Select the Deductible From
• Enter the Minimum Premium;
• Enter the Employee Number;
• Enter the National ID;
• Click to save your work;
• The next step will be to go to the Policy Covers page.
• Note: Based on a preference, the Liability Limit and the Person Limit fields can be replaced by the Liability Limit Structure suggestion box predefined in the Liability Limit Structure page;